Terms and Conditions

Effective Date: 18/04/2026

These Terms and Conditions (“Terms”) govern your access to and use of the website located at https://www.prospex.co.za (the “Website”), operated by Prospex (“Company”, “we”, “us”, or “our”).

By accessing or using this Website, you agree to be legally bound by these Terms. If you do not agree, you must discontinue use immediately.

1. Nature of the Website and Services

Prospex operates as a marketing, referral, and information platform that introduces potential investors or interested parties to third-party investment providers, projects, or opportunities.

Unless explicitly stated in writing:

  • Prospex is not a licensed Financial Services Provider (FSP);
  • Prospex does not provide financial, investment, tax, or legal advice;
  • Prospex does not manage funds or execute investment transactions;
  • Prospex does not guarantee the performance of any investment opportunity.

All final investment decisions are made solely between the user and the relevant third-party provider.

2. No Financial Advice

The information provided on this Website is for general informational and marketing purposes only.

Nothing on this Website constitutes:

  • Financial advice as defined under the Financial Advisory and Intermediary Services Act (FAIS);
  • A solicitation to invest;
  • A recommendation of any specific financial product;
  • An offer capable of acceptance.

Users must conduct their own independent due diligence and consult a licensed financial advisor before making any investment decisions.

3. Investment Risk Disclosure

Investments in private markets, property developments, startups, or alternative assets carry significant risks, including but not limited to:

  • Risk of partial or total capital loss;
  • Illiquidity (inability to sell or exit the investment quickly);
  • Market volatility;
  • Regulatory changes;
  • Project delays or failure;
  • Counterparty default;
  • Economic downturn impact.

Past performance is not indicative of future performance.

Users acknowledge and accept that:

  • All investments carry inherent risk;
  • Prospex does not guarantee returns;
  • Projected returns are estimates only and may not materialise;
  • Any reliance on Website information is at the user’s own risk.

4. Referral & Commission Disclosure

Prospex may receive compensation, referral fees, commissions, marketing fees, or other remuneration from third-party investment providers in connection with successful introductions or leads generated through this Website.

Such compensation:

  • May be fixed or performance-based;
  • May depend on the amount invested or number of referrals;
  • Does not increase the investment amount paid by the investor unless explicitly disclosed by the third party.

By using this Website, you acknowledge that:

  • Prospex may have a commercial relationship with third-party providers;
  • Compensation arrangements may create a potential conflict of interest;
  • You are responsible for independently evaluating the suitability of any opportunity.

Prospex undertakes to act in good faith but does not assume fiduciary duties toward users unless expressly agreed in writing.

5. User Representations and Warranties

By using the Website, you represent and warrant that:

  • You are at least 18 years of age;
  • You have full legal capacity;
  • Any information you submit is accurate and complete;
  • You understand the risks associated with investments;
  • You will not rely solely on Website content when making financial decisions.

6. Compliance with Laws

Users are responsible for ensuring that accessing or participating in any opportunity is lawful in their jurisdiction.

Prospex does not represent that opportunities are suitable or legally permissible in all territories.

7. Third-Party Platforms and Content

The Website may link to or reference third-party websites, platforms, or services.

Prospex:

  • Does not control third-party content;
  • Does not verify all claims made by third parties;
  • Is not responsible for the accuracy, legality, or reliability of third-party information.

Any contractual relationship entered into with a third party is solely between you and that third party.

8. Cookies and Referral Tracking

Prospex uses cookies to track and attribute referrals made through Referral Partner links. For a referral to be successfully recorded, the referred user must access and interact with the Prospex website using the same device and browser in which the referral link was originally clicked, with cookies enabled.

If cookies are disabled, cleared, or if the user switches devices or browsers, Prospex will likely be unable to track the referral. In such cases, no referral fee will be payable. However we will review the situation and if we can reasonably confirm the referral, we will manually assign it to you and apply the relevant referral fee.

For more detailed information on how cookies are used, please refer to our Privacy Policy.

9. Intellectual Property Rights

All Website content, including text, branding, logos, graphics, software, layout, and design elements, is the intellectual property of Prospex or its licensors and is protected under applicable intellectual property laws.

No part of the Website may be reproduced, distributed, modified, or commercially exploited without prior written consent.

10. Limitation of Liability

To the fullest extent permitted by law, Prospex shall not be liable for:

  • Any direct, indirect, incidental, consequential, or special damages;
  • Loss of profits, revenue, business opportunities, or anticipated savings;
  • Loss arising from reliance on Website information;
  • Investment losses of any kind.

Users agree that their sole remedy for dissatisfaction with the Website is to discontinue use.

Nothing in these Terms excludes liability where such exclusion is prohibited by law.

11. Indemnification

You agree to indemnify and hold harmless Prospex, its directors, officers, employees, agents, and affiliates from any claims, liabilities, damages, losses, and expenses arising out of:

  • Your use of the Website;
  • Your breach of these Terms;
  • Any misrepresentation made by you;
  • Any dispute between you and a third-party provider.

12. Data Protection and Privacy

Personal information is processed in accordance with:

  • The Protection of Personal Information Act 4 of 2013 (POPIA);
  • Applicable South African data protection regulations;
  • Our published Privacy Policy.

By using this Website, you consent to such processing as described in our Privacy Policy.

13. Suspension and Termination

Prospex reserves the right to:

  • Restrict or terminate access without notice;
  • Remove user submissions;
  • Take legal action where necessary.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of South Africa.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of South African courts.

15. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Amendments

We reserve the right to amend these Terms at any time. Updated Terms will be published on this page with a revised Effective Date.

Continued use of the Website constitutes acceptance of any updated Terms.

17. Contact Details

Prospex South Africa

If you have any questions, concerns, or requests regarding these terms and conditions, you can Contact us Here.